The after-effects of a car accident can be exhausting. Dealing with injuries, pain, and suffering, along with financial problems due to the accident, can drive you into depression. When you are coming to terms with it, the insurance company comes into the picture. To claim the compensation, you must go through the painful process of dealing with insurance adjusters. Please do not get in touch with them without the presence of an experienced Philadelphia car accident lawyer.
A car accident attorney will help deal with insurance companies in the following ways:
Investigate to prove damages: You need proper evidence to prove your innocence before you talk to insurance companies. A car accident attorney will take care of it. They will lay a strong foundation for success in your claim process and during negotiation. They will gather evidence from medical records, police reports, witnesses, pictures of the accident scene, CCTV footage, etc. It will prove the damages you have suffered due to another person’s negligence and make them liable for it.
Speak to the at-fault driver’s insurance company: The other driver’s insurance company will try to talk to you immediately after the accident. You are not required to talk to them, and it is advisable not to do the same. Your attorney will take care of it. They will communicate with the insurance adjusters fairly and negotiate with them in ways that will help recover your damages.
Mediate fair settlement: The moment an insurance company finds out you have many damages in the car accident, they will play unfair games to lower your settlement. They might deny your claim or send you a low counter-offer settlement. It is where your attorney will come into the picture. They will mediate with the company and get fair compensation for all damages. An expert attorney will debate all the arguments of the insurance company.
Communicate with your insurer: You must communicate about the accident to your insurance company within a stipulated time. Some policies cover benefits you are entitled to get in such a situation. While you may not be aware, your lawyer will take care of it. They will communicate with your insurer and get you all the benefits you deserve.
Trying to handle the claim process after a car accident is a bad idea. You will end up compromising a significant amount of compensation money. Therefore, always take legal help from a trusted car accident attorney in such a situation for a positive outcome.